PayPal 2030 Strategic Forecast

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• Frames PayPal as an underlying payments infrastructure layer rather than a surface-level consumer wallet.
• Highlights the strategic roles of Braintree, Venmo, PYUSD, and merchant tools in PayPal’s rebuilt architecture.
• Outlines PayPal’s integrations with OpenAI, Google, Anthropic, and Perplexity as default rails for agent-driven transactions.
• Quantifies incremental TPV and earnings potential from autonomous commerce using a dual-model 2030 framework.
• Assesses capital returns, margin recovery, and dividend initiation as structural supports for long-term EPS growth.

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